Homeowners:

Behind on Your Mortgage? Here’s What You Need to Do Right Now!

Missed Mortgage Payments? What to Do Before It Gets Worse!

Certified Short Sale Experts (CSSE)®

Master Short Sales: Your competitive edge in today’s market

CSSE LATEST NEWSLETTER:

  • HOA Liens and Foreclosures Are Becoming a Much Bigger Issue
  • We Have Expanded the CSSE Course to Cover More Strategies on HOA Liens
  • CSSE Profile Searches Continue to Grow
  • Law Firms Are Starting to Find CSSE Members

Real Estate Agents:

Free Video About the Current Real Estate Market That No Else Will Ever Tell You

Watch the Short Sale webinar replay. Free lesson about the real estate market.

Ready to become the go-to short sale expert?

Join hundreds of agents who’ve transformed their businesses and dominated their markets after passing our courses.

Don’t let another distressed homeowner walk away because you weren’t prepared to help. Get certified, get listed, and get noticed as the short sale specialist in your market.

the numbers don’t lie.

0%
Increase in Foreclosure Filings
0%
FHA Delinquency Rate

CSSE Advantages

Lsit of features including provider, focus, length, completion timelines, cost, depth, maintenance, tools, public directory, recodnition and unique edge.

Market distress is creating unprecedented opportunity. While most agents avoid short sales, certified professionals are building thriving businesses that can scale. Which certification will you choose?

stand out as the short sale expert

Transform your career with specialized short sale expertise. Join an exclusive network of certified real estate professionals to build lasting referral relationships in today’s shifting market.

find your local expert

Connect with a Certified Short Sale Expert™ in your area who understand your situation. Our directory features only agents who’ve completed rigorous training to guide you through this complex process with confidence.

partner with specialists

Connect with a Certified Short Sale Expert™ who takes the burden off your plate. Our vetted professionals resolve distressed assets quickly, protect your timelines and reputation, while you focus on what matters most.

Who We Help Build Specialized Real Estate Expertise

Three distinct paths to short sale mastery and market dominance

Position your brokerage as the short sale specialists in your market. Train multiple agents to handle distressed properties others won’t touch. Capture market share while competitors struggle with traditional listings. Build a reputation as the office that gets impossible deals closed.

Licensed Agents Ready to Specialize

New Agents

Experienced Agents

Brokers & Team Leaders

Distressed Homeowners

Lenders & Servicers Industry Professionals

  • Complete short sale process from intake to closing

  • Package and present files that lenders will approve

  • Generate leads and build specialist reputation in your market

Always Stay Ahead of Market & Industry Trends

Publications, Articles, and Interviews with Mike Krein

2026-08-11T11:33:24-05:00

Housing Headlines are Missing the Credit Stress Signals

INMAN ARTICLE BY MICHAEL KREIN: Months before housing prices and inventory reflect a downturn, consumer credit usually reveals the pressure building underneath. Michael Krein identifies four warning signs already forming: rising mortgage delinquencies, understated negative equity, growing credit card and auto loan stress, and rapidly increasing homeownership costs.

2026-08-11T11:34:10-05:00

Rising Consumer Delinquencies Are Repositioning the Housing Market: Real Estate Agents Must Take Notice

Overall household delinquency reached 4.8% in Q4, and foreclosure and loss-mitigation activity is increasing in select markets. New York Fed data shows overall household delinquencies rose to 4.8% in Q4, with student-loan delinquencies at 16.3% after forbearance ended. This article argues the stress is concentrated by income and geography, and is feeding higher foreclosure and short-sale activity.

2026-08-11T11:06:26-05:00

Protecting Your Vacant REO Properties From Listing Scams

Scammers copy MLS photos, property descriptions, and addresses, then repost the home for rent or sale at an attractive price. Unsuspecting consumers send deposits, move-in money, or personal information—all before discovering the listing was fake. The damage isn’t limited to consumers. These scams cause chaos for brokers and servicers, with angry tenants showing up at locked doors, resulting in police calls, negative online reviews, and unnecessary liability headaches.

2026-08-11T11:35:43-05:00

Opinion: Brokers should consider a new model for post-Burnett world

Increasingly in post-foreclosure transactions, this is already being initiated by the buyer. Buyers are skipping the process of obtaining an agent and directly approaching the seller’s listing agents or brokers. Accordingly, it’s time for sellers’ agents and brokers to prepare to deal directly with buyers. The new reality is REO buyers directly approaching seller agents and brokers.

create winning short sale strategies with proven systems.

The foreclosure crisis is creating unprecedented opportunity for prepared agents. With delinquency rates climbing and most agents avoiding distressed properties, certified professionals are positioned to capture significant market share. Our comprehensive training system ensures you’re ready when homeowners need help most.

credibility
with clients

Market distress creates opportunity • 25% increase in foreclosures • Certified agents closing deals others can’t •  Limited competition in short sale niche • Homeowners desperately need qualified help • Build referral network that lasts for years •Market distress creates opportunity • 25% increase in foreclosures • Certified agents closing deals others can’t •  Limited competition in short sale niche • Homeowners desperately need qualified help • Build referral network that lasts for years •

Ask us anything before you take the course.

Name

Elevating your real estate career beyond traditional sales.

While most agents chase the same listing opportunities, Certified Short Sale Experts are building specialized practices in an underserved market. With foreclosure filings surging and delinquency rates climbing, the families who need help most are being ignored by agents who don’t understand the process. This isn’t just another revenue stream—it’s your chance to become the trusted expert that lenders, attorneys, and distressed homeowners turn to when traditional sales aren’t an option.

accomplish what others can’t

Master complex negotiations with loss mitigation departments. Navigate FHA, VA, and conventional loan workouts. Close deals that save families from foreclosure while generating fees that reflect your specialized expertise. Become the agent other professionals refer their most challenging cases to.

maximize your market position

Build a referral network of attorneys, CPAs, and financial advisors sending qualified leads. Charge premium fees for specialized expertise. Earn repeat business with clients who recommend you for years. Position yourself as the short sale authority while competitors chase generic listings.